Indian Fixed Deposit (FD) Laddering Calculator

Plan and optimize your fixed deposit investments with a laddering strategy

FD Laddering Calculator

Enter your investment details to calculate optimal FD laddering strategy

Total Investment Amount (₹)

Number of Ladders (FD Rungs)

Start Date of Investment

Maturity Frequency

Interest will be compounded Quarterly (4 times per year)

Senior Citizen Rates

Bank Interest Rates

Manual Interest Rates

Select Bank

Customize FD Ladders

Results Summary

Total Interest Earned

₹59,450.47

Absolute Returns

5.95%

CAGR

1.16%

By choosing Laddering with a frequency of quarterly maturity and 5 ladders, you will earn approximately ₹59,450.47 in interest, resulting in 5.95% absolute gains and a CAGR of 1.16%.

Timeline View

Comparison View

Summary

Ladder No.	Start Date	Maturity Date	Duration (Years)	Interest Earned	Total Maturity Amount	Principal

Indian Fixed Deposit (FD) Laddering Calculator

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Customize FD Ladders

Summary